Best P2P Lending Platforms

    Table of contents

Table of contents

    author

    Jakub Krejci

    Founder

    Fact

    Checked

    Jakub Krejci, the founder of P2P Empire, brings six years of expertise in navigating and investing across diverse P2P lending platforms. Drawing insights from over 50 interviews with industry CEOs and founders, Jakub offers a unique perspective in the peer-to-peer lending realm. Renowned for his high-quality reporting and regular updates, Jakub stands as a trusted authority for individuals navigating the dynamic P2P investment landscape.

    Editorial Note: We earn a commission from partner links on P2P Empire. Commissions do not affect our editors' opinions or evaluations of products.

    FAQ

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    Which is the best P2P lending platform?

    The best P2P platform balances risk and return, with loan availability crucial for high yields. Established platforms offer more security, while newer ones might have higher returns but less history.

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    Who can invest in P2P platforms?

    Anyone over 18 can sign up on a dedicated P2P lending platform and invest in loans. Specific P2P lending platforms accept only EU residents.

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    How do P2P platforms make money?

    P2P platforms make money by taking a commission from the borrower's interest rate. Some P2P platforms charge a small fee for withdrawals or services such as the secondary market.

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    How much money can I make with peer to peer lending?

    That depends on your risk tolerance and the amount of funds you are willing to invest. On average, you can achieve a return of 10% per year.

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    How do I get started in P2P lending?

    To get started in P2P lending we recommend reading our beginner-friendly guides and reviews to get familiar with the investment opportunities offered by various P2P lending platforms.

    Top Platforms

    rating(4556)
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    Earn on average (Per Year) 11.15%

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    Secured by

    BUYBACK

    rating(15560)
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    Earn on average (Per Year) 12.03%

    Recommended

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    Secured by

    BUYBACK

    rating(2182)
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    Earn on average (Per Year) 12.74%

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    Secured by

    A MORTGAGE

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    investing riskInvesting on any investment platform is subject to risks. The actual profit from your investment may vary.

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    EmpireMedia OÜ (“we”) is a private limited company registered in the Commercial Register of the Republic of Estonia under registration No. 16284117, with an address at Harju maakond, Tallinn, Lasnamäe linnaosa, Lõõtsa tn 2a, 11415, Estonia. P2P Empire is not regulated under any financial service license. We are neither a lender nor a P2P platform and do not offer financial advice. P2P Empire is a website that helps you compare various P2P lending platforms. Investing in loans or any other asset class is subject to risks. By using p2pempire.com, you accept our cookie policy and terms and conditions. Some of the offers in our comparison are from third-party affiliate partners from which we will receive compensation at no further cost to our readers.

    © 2024 All rights reserved.

    EmpireMedia OÜ (“we”) is a private limited company registered in the Commercial Register of the Republic of Estonia under registration No. 16284117, with an address at Harju maakond, Tallinn, Lasnamäe linnaosa, Lõõtsa tn 2a, 11415, Estonia. P2P Empire is not regulated under any financial service license. We are neither a lender nor a P2P platform and do not offer financial advice. P2P Empire is a website that helps you compare various P2P lending platforms. Investing in loans or any other asset class is subject to risks. By using p2pempire.com, you accept our cookie policy and terms and conditions. Some of the offers in our comparison are from third-party affiliate partners from which we will receive compensation at no further cost to our readers.

    © 2024 All rights reserved.